Apr 09, 2019

4 Travel Cards That Could Save You $100s On Your Next Vacation

If you love to travel, choosing the right travel card can potentially allow you to save hundreds of dollars in bonuses, perks, and points. Travel credit cards earn rewards that can be used toward your next vacation. While there are several travel credit cards available on the market, these four offer the most for your money.


  • The Chase Sapphire Reserve Card offers numerous benefits for travelers. When you use the card for travel, you will receive a $300 annual travel credit for the first $300 you spend with your card on items in the travel category. After you have earned your $300 travel credit, you will then earn three points for each dollar on travel that you spend. Other types of purchases earn points per dollar in a one-to-one ratio.

    If you spend $4,000 or more on purchases with your Chase Sapphire Reserve Card during the first three months, you will be given 50,000 bonus points that you can use on your vacation. Your points will not expire as long as your account remains in good standing and stays open. The points that you earn can be redeemed for travel or cash. If you redeem them for cash, each point is equivalent to one cent. If they are redeemed for travel, each point is worth one-and-one-half cents.

    If you earn the $50,000 bonus points during your first three months, you can redeem them for $750 in travel purchases or $500 in cash. You also receive three times the points for purchases you make in restaurants around the world.

    The Chase Sapphire Reserve Card has a $450 annual membership fee. There is an additional fee of $75 for each authorized user on your account. The interest rate ranges from 19.24 percent to 26.24 percent and depends on your credit.

  • The American Express Platinum Card offers rewards for every step of your journey. If you choose a qualified airline, you can earn up to $200 in annual statement credits. You can also earn $15 in Uber credits each month with your card. American Express Platinum Card members also receive complimentary access to the Centurion Lounges that are located in most major airports.

    When you use your card to purchase flights directly from the airlines or through American Express Travel, you will earn five times the points for each dollar you spend. You will also receive five times the points when you book and prepay your hotel room through American Express Travel. For other eligible purchases, you will receive one point for each dollar you spend on your card. If you spend $5,000 or more on your American Express Platinum Card during the first three months, you will be given 75,000 bonus points.

    The American Express Platinum Card has an annual membership fee of $550. If you want additional cards for authorized users, it will cost $175 for each additional card.

  • The Capital One Venture Card is another great travel card that can offer you a number of different rewards. When you use your card to make purchases, you will earn unlimited two miles for each dollar that you spend. When you use your card to pay for stays at hotels, you will earn 10 miles for each dollar that you spend.

    New cardmembers can earn 50,000 bonus miles if they spend at least $3,000 on their cards during the first three months. You can also earn up to a $100 credit when you use your card to pay for a TSA pre-check fee or for global entry.

    There is no annual fee during the first year. After that, you will pay a $95 annual fee. The interest rate available for the Capital One Venture Card ranges from 17.99 percent to 25.24 percent, depending on your credit.

  • The Bank of America Travel Rewards Card offers numerous benefits. If you spend at least $1,000 in your first three months after opening your account, you will receive 25,000 bonus points. You will also receive one-and-one-half points for every dollar that you spend with your card, and your points are unlimited. The points will not expire as long as your account remains open and in good standing.

    Your points can be redeemed for travel at any time. There are no blackout dates or booking restrictions. The Bank of America Travel Rewards Card has an introductory annual percentage rate of zero percent for the first 12 statement periods. After that, your interest rate will range from 17.24 percent to 25.24 percent, depending on your credit at the time that you apply. You will not earn points on cash advances and balance transfers.

    When you redeem your points for travel, each point is worth one cent. This means that if you earn the 25,000 bonus miles, you can redeem them for $250 in travel purchases. You can redeem points once you have earned at least 2,500 points. If you redeem them for cash, each point is worth $.006. If you redeem your 25,000 bonus points for cash, that means that you would receive a check or deposit into your Bank of America Account of $150.

    Using one of these travel rewards cards can help you to quickly earn points or miles while enjoying other perks and benefits. If you regularly use your travel rewards card for your daily purchases as well as your travel costs, you can quickly earn enough to save hundreds of dollars on your next vacation. To learn more about these and other travel rewards cards, you can search online to compare different cards.

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