Best For: Drivers with less-than-perfect credit or driving records.
- Bodily injury
- Property damage
- Uninsured motorist
- Personal injury protection
- Umbrella insurance
- Easy-to-use mobile app.
- Excellent suite of online tools.
- WIde range of discounts available.
- Available in all 50 states.
Allstate is a great auto insurance company for those who might struggle to get coverage with other insurers. If you have a less than perfect driving record – or perhaps even a poor or limited driving record – Allstate can cover you. Even more importantly, you can work your way towards cheaper premiums once you’re an Allstate customer. This insurance company will actually pay drivers for every six months without accidents. And your collision deductible will decrease by $100 for each year you drive without a moving violation.
Whether you’re a high-risk driver or not, Allstate also offers other perks. It’ll cover drivers who work for rideshare companies like Uber and Lyft, and you can even get classic car coverage if you have antique vehicles. If you drive across the U.S.-Mexico border often, you can also choose Mexican travel insurance that’s designed for vehicle border crossings.